Article One

Unsecured Personal Loans From All About Loans

Unsecured personal loans are different to secured loans in as much as they are not secured against property, hence ‘unsecured’. For this reason, they tend to be used for lower amounts, the maximum allowed being £25,000. Their very nature means that lenders tend only to lend unsecured tenant loans to people with excellent credit ratings and a good repayment history. Some lenders will only offer unsecured loans to homeowners. However, because the loan is unsecured, the interest rate charged can often be higher than for a secured loan.

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